{"generatedAt":"2026-10-29T10:15:10.312Z","source":"Bank of England","latestMonth":"2026-09","latestMonthLabel":"September 2026","months":["1993-04","1993-05","1993-06","1993-07","1993-08","1993-09","1993-10","1993-11","1993-12","1994-01","1994-02","1994-03","1994-04","1994-05","1994-06","1994-07","1994-08","1994-09","1994-10","1994-11","1994-12","1995-01","1995-02","1995-03","1995-04","1995-05","1995-06","1995-07","1995-08","1995-09","1995-10","1995-11","1995-12","1996-01","1996-02","1996-03","1996-04","1996-05","1996-06","1996-07","1996-08","1996-09","1996-10","1996-11","1996-12","1997-01","1997-02","1997-03","1997-04","1997-05","1997-06","1997-07","1997-08","1997-09","1997-10","1997-11","1997-12","1998-01","1998-02","1998-03","1998-04","1998-05","1998-06","1998-07","1998-08","1998-09","1998-10","1998-11","1998-12","1999-01","1999-02","1999-03","1999-04","1999-05","1999-06","1999-07","1999-08","1999-09","1999-10","1999-11","1999-12","2000-01","2000-02","2000-03","2000-04","2000-05","2000-06","2000-07","2000-08","2000-09","2000-10","2000-11","2000-12","2001-01","2001-02","2001-03","2001-04","2001-05","2001-06","2001-07","2001-08","2001-09","2001-10","2001-11","2001-12","2002-01","2002-02","2002-03","2002-04","2002-05","2002-06","2002-07","2002-08","2002-09","2002-10","2002-11","2002-12","2003-01","2003-02","2003-03","2003-04","2003-05","2003-06","2003-07","2003-08","2003-09","2003-10","2003-11","2003-12","2004-01","2004-02","2004-03","2004-04","2004-05","2004-06","2004-07","2004-08","2004-09","2004-10","2004-11","2004-12","2005-01","2005-02","2005-03","2005-04","2005-05","2005-06","2005-07","2005-08","2005-09","2005-10","2005-11","2005-12","2006-01","2006-02","2006-03","2006-04","2006-05","2006-06","2006-07","2006-08","2006-09","2006-10","2006-11","2006-12","2007-01","2007-02","2007-03","2007-04","2007-05","2007-06","2007-07","2007-08","2007-09","2007-10","2007-11","2007-12","2008-01","2008-02","2008-03","2008-04","2008-05","2008-06","2008-07","2008-08","2008-09","2008-10","2008-11","2008-12","2009-01","2009-02","2009-03","2009-04","2009-05","2009-06","2009-07","2009-08","2009-09","2009-10","2009-11","2009-12","2010-01","2010-02","2010-03","2010-04","2010-05","2010-06","2010-07","2010-08","2010-09","2010-10","2010-11","2010-12","2011-01","2011-02","2011-03","2011-04","2011-05","2011-06","2011-07","2011-08","2011-09","2011-10","2011-11","2011-12","2012-01","2012-02","2012-03","2012-04","2012-05","2012-06","2012-07","2012-08","2012-09","2012-10","2012-11","2012-12","2013-01","2013-02","2013-03","2013-04","2013-05","2013-06","2013-07","2013-08","2013-09","2013-10","2013-11","2013-12","2014-01","2014-02","2014-03","2014-04","2014-05","2014-06","2014-07","2014-08","2014-09","2014-10","2014-11","2014-12","2015-01","2015-02","2015-03","2015-04","2015-05","2015-06","2015-07","2015-08","2015-09","2015-10","2015-11","2015-12","2016-01","2016-02","2016-03","2016-04","2016-05","2016-06","2016-07","2016-08","2016-09","2016-10","2016-11","2016-12","2017-01","2017-02","2017-03","2017-04","2017-05","2017-06","2017-07","2017-08","2017-09","2017-10","2017-11","2017-12","2018-01","2018-02","2018-03","2018-04","2018-05","2018-06","2018-07","2018-08","2018-09","2018-10","2018-11","2018-12","2019-01","2019-02","2019-03","2019-04","2019-05","2019-06","2019-07","2019-08","2019-09","2019-10","2019-11","2019-12","2020-01","2020-02","2020-03","2020-04","2020-05","2020-06","2020-07","2020-08","2020-09","2020-10","2020-11","2020-12","2021-01","2021-02","2021-03","2021-04","2021-05","2021-06","2021-07","2021-08","2021-09","2021-10","2021-11","2021-12","2022-01","2022-02","2022-03","2022-04","2022-05","2022-06","2022-07","2022-08","2022-09","2022-10","2022-11","2022-12","2023-01","2023-02","2023-03","2023-04","2023-05","2023-06","2023-07","2023-08","2023-09","2023-10","2023-11","2023-12","2024-01","2024-02","2024-03","2024-04","2024-05","2024-06","2024-07","2024-08","2024-09","2024-10","2024-11","2024-12","2025-01","2025-02","2025-03","2025-04","2025-05","2025-06","2025-07","2025-08","2025-09","2025-10","2025-11","2025-12","2026-01","2026-02","2026-03","2026-04","2026-05","2026-06","2026-07","2026-08","2026-09"],"approvals":[86408,87739,85048,83463,82641,81145,80145,81468,82297,87575,90634,88604,87040,87719,83795,82117,78155,81635,80375,81962,87209,78870,80667,74849,75081,70631,69051,73122,76282,73517,79434,79570,85673,83648,79500,84689,79710,85385,89815,89299,92296,96429,100082,101755,101423,106084,95399,98451,102011,103407,104831,104758,105165,87250,82699,87632,86163,84316,91843,88078,84135,87951,89016,88560,87109,83607,84769,82772,82789,80884,89714,92555,98149,97035,96214,98311,97823,98454,101121,93645,91532,82370,95888,96749,97509,94196,92596,89684,88397,94009,92215,95015,103403,98600,97826,102160,103017,107515,109642,113412,111300,103774,99403,100862,108921,120430,124801,123893,120245,119237,117550,115437,111311,116424,119855,120185,112549,107925,99846,96581,101146,99756,106055,114427,122925,129032,128786,131726,132816,127029,127552,123004,119988,121359,111162,99413,92925,86372,86361,73621,83426,81625,86277,91603,98440,94680,94446,98698,102879,103944,109554,112022,123225,119849,114066,117341,110632,115474,118504,117643,118481,123323,126256,125938,121249,118666,119073,114356,109206,114360,114262,112873,107733,99264,86379,79275,74424,71304,71088,60341,57143,40561,35374,33042,32676,32309,31598,26371,31636,32383,40744,42086,45414,47669,50484,53439,52576,55643,55961,57252,58035,46513,47773,49139,50244,49987,49533,48724,47395,46729,46941,46158,41724,42837,47423,48271,46185,47058,49301,50968,52990,50867,51707,52140,51691,55532,50293,51223,51922,49341,47835,47292,48124,50326,52331,53062,54608,52150,52458,54553,56083,59065,58896,60763,62812,67272,68519,70545,71957,73939,69988,68239,65198,62099,67806,66821,65445,62136,60416,59567,60219,58914,61427,62819,68963,65308,68155,70791,72203,71205,70131,70485,71297,72443,71862,70700,68746,67782,65559,62682,61408,64260,67937,68443,68389,68013,68145,68001,67038,65938,65416,68541,66855,66375,65287,65656,62333,65880,63007,63047,63232,65019,65955,64810,66745,66017,68319,64988,64427,65138,64154,62151,65825,65470,66574,67282,66046,66256,66388,66681,67654,69514,71593,56173,15888,9361,40347,66624,85200,92712,100949,107790,103432,97209,84430,80917,85104,86016,79254,72519,71035,70608,68393,69465,72820,73968,68180,68661,65762,66352,62849,62776,72173,64963,57867,46707,41533,39830,42846,50912,48645,50883,54588,49289,45283,44103,48178,50242,52577,56108,59750,61198,61221,60738,61092,62698,65254,65745,68035,65856,67011,66396,64745,63531,59762,62524,64490,65650,65145,66277,64972,64544,61476,60293,62446,63027,65053,56288,57985,55872,54814,53443],"remortgage":[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14433,15179,21080,18443,19440,20333,22773,24235,27158,29284,27385,25574,30515,28989,23083,18242,29170,33865,31704,30808,30171,30925,36444,30533,33037,25078,25773,28568,31628,31596,34430,35546,35386,34792,36495,38636,39173,41268,47995,49833,51230,59734,58360,60335,61952,65549,60455,62137,62412,68860,81982,84242,75023,74193,74149,83412,85236,82696,92796,97527,100392,109015,113967,107637,99283,114661,128220,109277,108799,109687,119955,123329,122526,121203,113070,106483,103082,107084,104104,103253,107176,110900,110129,102027,103444,86879,93948,99967,90748,94674,97814,94028,98039,108555,116329,117347,117929,104754,105037,100932,97353,98377,95349,97358,98262,98673,100610,98251,104255,107260,100859,102520,108439,97899,94290,110338,103376,102595,100726,106463,89100,89626,98962,117674,105024,92551,104104,89272,81100,70655,66967,68539,72248,41358,34602,32808,31836,31301,31803,32323,33748,34045,27067,25303,23227,23705,27564,24020,28052,28155,26327,26887,27691,28053,27545,28400,28654,33272,30411,32773,38147,33146,27723,29080,32586,32251,33559,32898,32758,31143,31213,31540,29366,30000,31090,28099,25492,24356,25616,29251,28701,28250,28054,25799,28285,31218,31939,32742,32403,33704,35750,35701,35815,34315,34419,35519,34136,33612,32136,29169,31723,33568,32825,30757,31516,32324,33173,31363,33021,33866,37063,37504,37996,39083,42116,41653,39689,39511,42465,41565,41695,41211,42554,44533,44943,44642,41439,43474,43448,46176,49098,45829,44288,43064,41551,44642,46966,48051,45630,47718,50719,54510,48402,48207,45992,45350,46975,52710,49727,45572,52330,49339,49076,49272,48597,49939,47925,48315,48500,47150,48454,48007,49204,49544,51391,48950,50527,52102,52418,41632,33254,29454,37264,35801,33103,32486,33107,36332,35651,33455,34687,34038,32080,33695,36686,37389,40075,41573,41870,46984,47977,47579,48375,47169,45120,45221,44213,49038,50362,49226,51333,32995,27159,25792,27688,30923,31716,33165,39239,39595,25645,20737,24125,25872,31525,30896,36603,32434,28523,28482,27477,25430,28248,31635,32736,32080,31234,33733,32179,32841,34222,40555,42078,39282,38678,37803,33696,37341,38905,38628,41221,49856,50077,33711,33929,34685,34023,42613],"remortgageFrom":"1997-10","baseRate":[5.875,5.875,5.875,5.875,5.875,5.875,5.875,5.375,5.375,5.375,5.125,5.125,5.125,5.125,5.125,5.125,5.125,5.625,5.625,5.625,6.125,6.125,6.625,6.625,6.625,6.625,6.625,6.625,6.625,6.625,6.625,6.625,6.375,6.125,6.125,5.9375,5.9375,5.9375,5.6875,5.6875,5.6875,5.6875,5.9375,5.9375,5.9375,5.9375,5.9375,5.9375,5.9375,6.25,6.5,6.75,7,7,7,7.25,7.25,7.25,7.25,7.25,7.25,7.25,7.5,7.5,7.5,7.5,7.25,6.75,6.25,6,5.5,5.5,5.25,5.25,5,5,5,5.25,5.25,5.5,5.5,5.75,6,6,6,6,6,6,6,6,6,6,6,6,5.75,5.75,5.5,5.25,5.25,5.25,5,4.75,4.5,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,3.75,3.75,3.75,3.75,3.75,3.5,3.5,3.5,3.5,3.75,3.75,3.75,4,4,4,4.25,4.5,4.5,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.75,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.5,4.75,4.75,4.75,5,5,5.25,5.25,5.25,5.25,5.5,5.5,5.75,5.75,5.75,5.75,5.75,5.5,5.5,5.25,5.25,5,5,5,5,5,5,4.5,3,2,1.5,1,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.75,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.1,0.25,0.25,0.5,0.75,0.75,1,1.25,1.25,1.75,2.25,2.25,3,3.5,3.5,4,4.25,4.25,4.5,5,5,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5.25,5,5,5,4.75,4.75,4.75,4.5,4.5,4.5,4.25,4.25,4.25,4,4,4,4,3.75,3.75,3.75,3.75,3.75,3.75,3.75,3.75,3.75,3.75],"rateSteps":{"dates":["1993-01-04","1993-01-26","1993-11-23","1994-02-08","1994-09-12","1994-12-07","1995-02-02","1995-12-13","1996-01-18","1996-03-08","1996-06-06","1996-10-30","1997-05-06","1997-06-06","1997-07-10","1997-08-07","1997-11-06","1998-06-04","1998-10-08","1998-11-05","1998-12-10","1999-01-07","1999-02-04","1999-04-08","1999-06-10","1999-09-08","1999-11-04","2000-01-13","2000-02-10","2001-02-08","2001-04-05","2001-05-10","2001-08-02","2001-09-18","2001-10-04","2001-11-08","2003-02-06","2003-07-10","2003-11-06","2004-02-05","2004-05-06","2004-06-10","2004-08-05","2005-08-04","2006-08-03","2006-11-09","2007-01-11","2007-05-10","2007-07-05","2007-12-06","2008-02-07","2008-04-10","2008-10-08","2008-11-06","2008-12-04","2009-01-08","2009-02-05","2009-03-05","2016-08-04","2017-11-02","2018-08-02","2020-03-11","2020-03-19","2021-12-16","2022-02-03","2022-03-17","2022-05-05","2022-06-16","2022-08-04","2022-09-22","2022-11-03","2022-12-15","2023-02-02","2023-03-23","2023-05-11","2023-06-22","2023-08-03","2024-08-01","2024-11-07","2025-02-06","2025-05-08","2025-08-07","2025-12-18"],"values":[6.875,5.875,5.375,5.125,5.625,6.125,6.625,6.375,6.125,5.9375,5.6875,5.9375,6.25,6.5,6.75,7,7.25,7.5,7.25,6.75,6.25,6,5.5,5.25,5,5.25,5.5,5.75,6,5.75,5.5,5.25,5,4.75,4.5,4,3.75,3.5,3.75,4,4.25,4.5,4.75,4.5,4.75,5,5.25,5.5,5.75,5.5,5.25,5,4.5,3,2,1.5,1,0.5,0.25,0.5,0.75,0.25,0.1,0.25,0.5,0.75,1,1.25,1.75,2.25,3,3.5,4,4.25,4.5,5,5.25,5,4.75,4.5,4.25,4,3.75]},"currentRate":3.75,"rateAsOf":"2026-10-28","today":"2026-10-28","projection":[{"date":"2026-10-28","rate":3.9632},{"date":"2026-11-28","rate":3.9632},{"date":"2026-12-28","rate":4.0622},{"date":"2027-01-28","rate":4.176},{"date":"2027-02-28","rate":4.3006},{"date":"2027-03-28","rate":4.425},{"date":"2027-04-28","rate":4.5372},{"date":"2027-05-28","rate":4.6352},{"date":"2027-06-28","rate":4.7176},{"date":"2027-07-28","rate":4.7868},{"date":"2027-08-28","rate":4.8456},{"date":"2027-09-28","rate":4.8946},{"date":"2027-10-28","rate":4.934},{"date":"2027-11-28","rate":4.9642},{"date":"2027-12-28","rate":4.9858},{"date":"2028-01-28","rate":4.9997},{"date":"2028-02-28","rate":5.0068},{"date":"2028-03-28","rate":5.0077},{"date":"2028-04-28","rate":5.0035},{"date":"2028-05-28","rate":4.995},{"date":"2028-06-28","rate":4.9828},{"date":"2028-07-28","rate":4.9678},{"date":"2028-08-28","rate":4.9508},{"date":"2028-09-28","rate":4.9325},{"date":"2028-10-28","rate":4.9136},{"date":"2028-11-28","rate":4.8949},{"date":"2028-12-28","rate":4.8766},{"date":"2029-01-28","rate":4.8587},{"date":"2029-02-28","rate":4.8412},{"date":"2029-03-28","rate":4.8244},{"date":"2029-04-28","rate":4.8081},{"date":"2029-05-28","rate":4.7926},{"date":"2029-06-28","rate":4.7778},{"date":"2029-07-28","rate":4.7639},{"date":"2029-08-28","rate":4.7509},{"date":"2029-09-28","rate":4.7389},{"date":"2029-10-28","rate":4.728}],"projectionEnd":"2029-10-28"}